Corporate cards with pockets: How to manage ad spend without losing control

Managing the digital advertising spend of multiple clients or teams is an operational headache. Pockets solve the problem at the root.

The problem with a single card

Agencies and companies that manage digital ad spend for several clients usually start with a single corporate card. Every charge from Meta, Google or TikTok lands in the same account, and at the end of the month someone has to manually reconcile which charge belongs to which client.

This model does not scale. With 5 clients it is already tedious; with 20 it is unmanageable. Attribution errors are frequent and monthly closings drag on forever.

What pockets are

A pocket is a logical division of your wallet balance. You can create a pocket per client, per project or per department, assign it a budget, and link the cards that draw from that specific pocket.

Each card has its own limit, its own controls and its own reporting. When a client confirms a budget, you top up their pocket. The campaigns run. Charges arrive tagged to the correct pocket.

The result: instant reconciliation

With pockets, reconciliation stops being a manual process. Every charge is already attributed to the right client from the moment it happens. Each client's monthly closing is ready on day 1.

HOKO, a company that manages digital ad spend, went from reconciliations that took weeks to automatic closings, managing $1.4M across 21 active cards — one per client.

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