Move your money in seconds.
Coloca is the technology that lets you send and receive money across Latin America. Send and collect like a local, without the high costs and delays of SWIFT.
BATCH #2849Receipt · #TX-9128AGGR · 3 pagosPayroll · #PR-024
Trusted by teams moving money across LATAM.
Payment processors, platforms, and SaaS companies choose Coloca to collect and pay faster.
"Before, we integrated three different providers to move money across LATAM. Now with Coloca we disperse to Mexico via SPEI and to Colombia via Bre-B from a single integration, in seconds."
"With Coloca we disperse balances for our 10,000+ merchants in Colombia, Brazil, Mexico, Guatemala, Peru, Chile and Ecuador — all in seconds, from a single integration."
VIRTUAL · VISA"With Coloca we manage our clients' virtual cards for digital advertising — with shared balance per team, per-card controls, and instant disbursement in seconds."
A solid infrastructure to move money.
Disbursements and collections in seconds, corporate cards for your team, and Coloca Rewards. All in a single integration.
Disbursements and collections in seconds
Move money between Colombia, Mexico, Brazil, and 5 more countries via local instant payment rails. 24/7, no maintenance windows.
Coloca Rewards
Earn rewards by completing specific challenges: volume milestones, country coverage, product integration. Clear rewards, transparent conditions.
Corporate cards for your team
Virtual cards with shared balance, per-card controls, and instant disbursement. Tokenizable with Apple Pay and Google Pay. Designed to manage ad spend, team expenses, and vendors.
VIRTUAL · VISAColoca operates through local legal entities in Colombia, Mexico, and Brazil under each country's regulations. The instant payment rails (Bre-B, SPEI, PIX) are operated by their respective monetary authorities. Settlement times are estimates and may vary depending on the rail and counterparty availability.
Amplified with modern capabilities
Pockets on every card, multi-currency balances, and collection and payments in seconds. Operate like a local in each country from a single place.
Pockets with assigned cards
Organize your balance into pockets (ads, travel, vendors) and assign the cards that charge from each one. Limits and controls per pocket, not per individual card.
Multi-currency balance
Hold balances in COP, MXN, BRL, and USD at the same time. Convert between currencies at spot FX, with no hidden spreads.
Instant collections and payments
Collect and pay via local instant payment rails — Bre-B, SPEI, PIX. Settlement in seconds, 24/7, without waiting on the bank.
Coupled with intelligent tools
Run your entire treasury in just a few clicks.
Wallets by country
Create and move money between dedicated wallets by currency. Better tracking, better control.
Real-time analytics
Spending and flow insights by wallet, country, and team. No exports needed.
Auto top-up between wallets
If a wallet falls below the threshold, Coloca reloads from the source you define.
Amount-based approvals
Set limits per card, pocket, or user. Alerts when exceeded.
Roles and permissions per user
Granular permissions, spending limits, and security rules per team or individual.
Coloca is the infrastructure to move money across Latin America. We connect local instant payment rails (Bre-B in Colombia, SPEI in Mexico, PIX in Brazil) so your company can collect and pay like a local in each country from a single integration.
Most of our clients are in production within days, not months. We have a sandbox accessible from day one, a clean REST API, and webhooks. Your relationship manager will guide you through the entire process.
We have 3 operational hubs with full local coverage: Colombia, Mexico, and Brazil. We additionally cover Guatemala, Ecuador, Peru, Chile, and Argentina as secondary destinations.
No. Transparent pricing, known before each transaction. FX at spot with no hidden spreads.
We operate through local legal entities in Colombia, Mexico, and Brazil under each country's regulations. We implement banking-grade security controls, amount-based approvals, granular roles, and real-time monitoring.
Modern banking insights
Money movement, product updates, and growth strategies.
Coloca for LATAM businesses: How to collect and pay without opening local accounts
Bre-B, SPEI and PIX: What changes with instant payment rails in LATAM
Corporate cards with pockets: How to manage ad spend without losing control
Multi-currency in your treasury: When to convert and when to hold
From one country to three: The guide to scaling your LATAM operations
Activate your account in under 10 minutes
Talk with our team and start moving money today.
Infrastructure to move money across Latin America.